Subrogation for Auto insurers
Work every auto file, not just the ones a team had time for.
Certvian reads the whole claim, reconstructs the collision, weighs liability against the state's rules, and drafts the arbitration or demand package for your adjusters to approve.
Request a walkthroughEvery file, not a sample
High auto volume is exactly where manual review leaks.
Arbitration-ready
Cited contentions and evidence packages, drafted for review.
Jurisdiction-aware
State negligence rules and limitation windows applied per file.
Auto is the highest-volume line in subrogation, which makes it the line where manual review leaks most. The mechanics are well understood; the challenge is doing them accurately across thousands of files before recoveries age out.
How Certvian fits an auto carrier
Certvian reads each collision file, reconstructs the sequence of events, weighs liability against the jurisdiction's comparative-negligence rules, and drafts the arbitration contentions or demand package. Your adjusters review, approve, and file. Because intake is by forwarded email, there is no integration project, and every AI statement is cited and verifiable.
- Read every collision file, so recoveries stop hiding in closed claims.
- Arbitration and demand packages drafted with the cited evidence that decides outcomes.
- Jurisdiction-aware liability and limitation rules applied per state.
- Human-gated filing and sending, with a recorded approval on every action.
How does Certvian handle inter-company arbitration?+
It assembles the contentions, the cited evidence package, and the chronology as a work product that goes through your approval gate. Filing with the arbitration forum stays with your team; the package arrives ready to submit.
Does it apply the right state's negligence rules?+
Liability is weighed against the jurisdiction's comparative-negligence variant, and limitation windows are tracked per state, so viability reflects where the loss is governed.
See it on one of your own claims.
Bring a claim file and we’ll run the analysis live: chronology, liability, recovery viability, the drafted demand.
Request a walkthrough