Process & Workflow
Subrogation Recovery
Subrogation recovery is the end-to-end process of identifying, pursuing, and collecting reimbursement from an at-fault third party after a claim is paid.
Recovery is the operational side of subrogation. It spans spotting a recoverable claim, establishing liability, building an evidence package, issuing a demand, and collecting, often through negotiation or inter-company arbitration rather than court.
- 01Identification, flag claims with recovery potential at or after payment.
- 02Investigation, reconstruct the facts and weigh liability.
- 03Demand, assemble the cited evidence and issue a demand for reimbursement.
- 04Resolution, negotiate, arbitrate, or litigate to collect.
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