AI & Automation
AI Subrogation
AI subrogation is the use of artificial intelligence to read claim files, identify recovery opportunities, weigh liability, and draft demands, so recovery no longer depends on manual file review.
Also known as: ai-powered subrogation, automated subrogation, subrogation ai
Most subrogation dollars are lost not to disputes but to files no one had time to review. AI subrogation attacks that leakage: models read the unstructured contents of a claim (adjuster notes, statements, estimates, correspondence) reconstruct what happened, score recovery viability, and prepare the demand package.
The credible versions of this keep a human in control. Every AI statement should cite the exact source it came from, be verifiable against the document, and be gated behind human approval before anything goes out. AI drafts and proposes; people approve and send.
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