Subrogation for Regional & small carriers

Enterprise-grade recovery, without the enterprise rollout.

The big subrogation platforms are built for national carriers and long integrations. Certvian gives a lean team the same recovery leverage in minutes.

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Lean-team leverage

Read every file without adding recovery headcount.

Minutes to value

No integration, no IT queue, forward an email.

Honest AI

Every statement cited and verifiable; people approve.

Recovery leakage isn't a big-carrier problem, it's a capacity problem, and small teams feel it most. The established subrogation platforms are built for national carriers and assume a long integration and a dedicated recovery unit. That leaves regional and small carriers doing it by hand, and writing off what they can't get to.

How Certvian fits a smaller carrier

Certvian gives a small team the leverage of a large one: it reads every paid and closed file, surfaces the recoverable ones, weighs liability against the relevant state rules, and drafts the demand. Your team approves and sends. There's no integration project and no dedicated recovery unit required, if your people can forward an email, they can run Certvian.

  • Cover the whole book, not just open files, without new headcount.
  • Jurisdiction-aware liability rules and limitation windows applied per state.
  • Grounded output, cited, verifiable, and human-approved before anything sends.
  • Recovery Services if you'd rather outsource the pursuit entirely.
We don't have a dedicated subrogation team. Can we still use it?+

Yes, that's a common case. Certvian does the reading and drafting; a licensed person reviews and approves. If you'd prefer not to work the files at all, Recovery Services can do it for you.

Is there a long implementation?+

No. Because intake is by forwarded email, there's no integration project, teams are typically working the same day.

See it on one of your own claims.

Bring a claim file and we’ll run the analysis live: chronology, liability, recovery viability, the drafted demand.

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