Subrogation for Self-insured employers
Recover what you paid, even without a claims department.
If you carry your own risk, third-party recoveries go straight to your bottom line. Certvian finds them and drafts the demand; you or your TPA approve.
Request a walkthroughStraight to the bottom line
Recoveries reduce your own loss costs directly.
No claims department needed
Certvian does the reading and drafting for you.
Cited and controlled
Grounded output, approved by you or your TPA.
When you're self-insured, a recovery from an at-fault third party isn't an insurer's gain, it's yours. Yet self-insured organizations and captives often lack the recovery machinery a carrier has, so third-party liability inside a file goes unnoticed and the cost is simply absorbed.
How Certvian fits a self-insured organization
Certvian reads your paid claim files, flags the ones with a recoverable third party, weighs liability, and drafts the demand, no claims department or integration project required. You, or the TPA that administers your program, review and approve. Prefer to hand it off entirely? Recovery Services can work the files for you.
- Find the third-party recoveries hiding in files you've already paid.
- Works with your TPA, approvals can sit with whoever administers the program.
- Grounded, cited output and human-gated outbound.
- Recovery Services to run the pursuit end to end if you'd rather not.
We use a TPA. Does this replace them?+
No, it strengthens the recovery side. Certvian surfaces and drafts the recoveries; your TPA (or your team) approves and pursues. It's also available directly to self-insured organizations that want more recovery than they're getting.
What kinds of losses can be recovered?+
Any loss you paid where a third party was at fault, auto, property, and injury claims with third-party liability. Certvian reads the file to identify which ones qualify.
See it on one of your own claims.
Bring a claim file and we’ll run the analysis live: chronology, liability, recovery viability, the drafted demand.
Request a walkthrough