Legal & Jurisdiction
Vicarious Liability
Vicarious liability holds one party responsible for another's wrongful act, most commonly an employer for the acts of an employee acting within the scope of work.
Vicarious liability widens who a subrogation claim can reach. If a negligent driver was working at the time of a crash, their employer may be liable for the loss, which often means deeper coverage to recover against. Identifying every liable party, not just the immediate one, is part of maximizing a recovery.